Best insurance deals?

Quoted from LazyBones

Can you be surprised when idiots like Clarkson get caught doing 82mph in a 50mph zone?

He wasn't caught, the car was - the prosecution offered no evidence he was actually driving at the time - although, without meaning to sound libelous, we can guess he probably was.

Besides, at last count, our wonderful Minister of Road Safety was 9-0 ahead of Clarkson on points  

Quoted from LazyBones

The law proves itself to be a total ass that he couldn't be convicted.

You can't convict if there's no evidence... else we'd all have been locked up for something by now, just so the police could meet their targets

Surely though Alfa (as the owner) told the prosecution that Clarkson was driving as the had 'loaned him' the car.  Therefore, he would have had to prove that he wasn't driving the car.

The same would apply therefore to any vehicle on hire or loan.  The garage I used to work for used to get speeding tickets for its loan cars and they would complete the details as the person who was 'loaned' the car and they would get the conviction.

If it was loaned to a company then the company must provide details of the driver and therefore the BBC would be preverting the course of justice.  

Thank you Amanda. At least I'm not the only one with that view.

What I was trying to say was that the law is an ass as it was seemingly unable to convict anybody. Siddarz has said there was no evidence of an offence. A speed camera was triggered at 64% over the speed limt. What more evidence do we need?

I think the fact that Clarkson used the same defence lawyer who has helped a long list of celebs escape conviction from motoring offences says quite a lot. And regarding the comment on points awarded to government ministers Gordon Brown has replaced the (Lady)man in question.

I was broadly agreeing with you  

Quoted from LazyBones

Siddarz has said there was no evidence of an offence

I said "the prosecution offered no evidence he was actually driving at the time", which was indeed factually incorrect. It would appear that Alfa did exactly what Amanda's ex-employers did, and it was after that everything went wrong.

The BBC report said that the charge of "failing to name the driver on a speeding ticket" was dropped after "the prosecution offered no evidence in relation to the case". It appears he wasn't charged with the speeding offence itself.

If the prosecution offered no evidence then it's the muppet at the CPS who put the case together who is the ass, not the law. It's true his lawyer has worked wonders for lots of other celebs in the past, but from the sounds of it he didn't need any help in this case  

As for Ladyman, I concede - guess my current affairs knowledge has slipped  

Anyway, back to insurance - did anyone notice their premiums barely changed (if at all) when they reached the magic ages of 21/25/30?

I've reached the magic age of 60 and still my insurance went up this year!  Changed from Egg to M&S and saved myself over £100

I've used Lancaster for about 6 years, I have the same problem that my no claims are on another car, they give me a good driver discount which amounts to the same thing as having the no claims on there.

The main problem I had with main steam insurers was they claimed Penfold didn't exist (being a RSP).

They were also good when I have to insure more than one mini with them or need to change between them. They also do the european breakdown cover which is great for me as I have been all over the place in Penfold but I think they are due to with draw that soon.

Re the classic car status the general rule seems to be 15 years regardless of car.

I am now with Lancaster,( a broker)only trouble is a few days after i took out the policy i searched the site again and got a quote for £135 instead of the £178 odd I'd paid.

For some reason it brought up a different company, same excess etc. Only difference was i wouldn't be covered for driving other cars.

I rang them and explained that I didn't need that as i am already covered for that on my other insurance.
They wouldn't change it, i would have to cancel in writing and would lose £20 which was the set-up fee they charge.

So if you are looking, make sure you don't get caught out like I did! I thought there was a 14 day cooling-off period- well there is, but it doesn't include any set up fees.